USDC on XRP Ledger is no longer a theoretical milestone—it’s live. With Circle officially launching USDC on the XRP Ledger (XRPL), institutional stablecoin adoption has taken a major leap forward. This development, combined with unfolding U.S. legislation like the Genius Act and strategic acquisitions such as Stripe’s purchase of wallet-as-a-service platform Privy, points to a crypto industry rapidly maturing. In this week’s Real World Blockchain, Alex Hochberger, CEO of Web3 Enabler, outlines how these forces are aligning to drive enterprise crypto solutions into mainstream business infrastructure.
Genius Act and the Coming Wave of Regulation
The U.S. Senate has advanced the Genius Act, a long-anticipated bill aimed at regulating stablecoins. With cloture passed by a significant 68-vote margin, final passage appears imminent. While implementation will take time—staffing agencies and drafting rules—this legislative move marks a pivotal step in bringing legitimacy to stablecoins.
As Hochberger noted, “2025 is going to be a fantastic year for the industry, and 2026 will be about mainstream adoption.” The Genius Act sets the foundation for stablecoins potentially becoming legal tender, ushering in a regulatory era that fosters institutional trust and investment.
USDC and RLUSD Now on XRPL
Perhaps the most tangible sign of stablecoin momentum is Circle’s announcement that USDC is now live on the XRP Ledger. This move complements Ripple’s own RLUSD, also live on XRPL, positioning the network as a top-tier choice for institutions.
With USDC also active on Ethereum and other blockchains, this multi-chain support reflects growing interoperability and enterprise flexibility. XRPL’s reputation as an institutionally friendly platform means businesses can now utilize regulated stablecoins within an environment that prioritizes compliance and performance.
Web3 Enabler and the Salesforce Frontier
Web3 Enabler continues to build the bridge between blockchain and enterprise CRMs. Their digital asset wallet for Salesforce is nearing the end of security review, signaling its upcoming launch on the Salesforce AppExchange. Hochberger emphasized that the goal is to remove complexity and cost for wealth managers, advisors, and B2B vendors using crypto.
“Being able to create a wallet that connects to a bank account and send crypto without headache—that’s a bank account with a button click,” Hochberger explained.
The company is also preparing to launch its seed funding round later this year, targeting VCs and corporate venture arms aligned with blockchain enterprise adoption.
Enterprise Adoption Is No Longer a Dream
From legislative clarity to full-stack financial integration, the infrastructure for enterprise blockchain adoption is solidifying. With regulated stablecoins like USDC on XRPL and tools like Web3 Enabler’s Salesforce integrations, the enterprise crypto stack is becoming real, secure, and scalable.
Stablecoins are evolving from speculative instruments to operational assets. As we approach 2025, the landscape is primed for mainstream adoption, powered by tools and regulations that reduce friction and foster trust.
