DKloud Case Study Consulting. Connected across borders.

Pay African Teams from the UK in Minutes

How DKloud used Blockchain Payments inside Salesforce to send a cross-border employee payment in under 10 minutes via USDC on BASE.

DKloud operates internationally, with team members and delivery capabilities extending from the United Kingdom into Africa. Using Blockchain Payments from Web3 Enabler, the company sent an approved workforce payment in USDC to a KYC-verified recipient account, entirely within Salesforce using the embedded Circle Programmable Wallet, while keeping the payment connected to its business records.

Timing is measured from company blockchain-account funding to confirmed receipt in the employee's verified receiving account.

Bamnan Maclean Dikwal, CEO of DKloud Consulting
Bamnan Maclean Dikwal CEO, DKloud Consulting
Less than 10 minutes From company funding to confirmed recipient-account receipt
100% received No recipient-side deduction from the intended payment amount
KYC-verified Verified business and recipient accounts
Fully traceable Connected to Salesforce and confirmed on-chain

These results describe this documented transaction. Local conversion and payout are separate stages with their own timing, eligibility and costs.

About DKloud

An international consulting business with teams across borders

DKloud Consulting

DKloud operates internationally, with team members and delivery capabilities spanning the United Kingdom and Africa.

That operating model creates a practical finance challenge: paying employees and contractors quickly while preserving verification, approvals, payment status and the business context behind every transfer.

The Challenge

Global teams need better payment infrastructure

A payment process that needed to keep up

African talent plays an increasingly important role in international consulting, software delivery, customer support and professional services. But paying distributed teams can still introduce friction for both finance teams and recipients.

  • Slow international bank transfers
  • Unclear intermediary charges
  • Restricted banking hours
  • Foreign-exchange uncertainty
  • Limited payment-status visibility
  • Manual reconciliation between banks, invoices and Salesforce
  • Payment status living separately from the employee, approval and reason for paying
  • Recipients receiving less than the amount their employer intended to send

DKloud wanted a faster payment process that was easier to follow without sacrificing verification, authorisation, internal control or accountability.

The solution was not to replace DKloud's business systems.

It was to connect the payment directly to them.

The Payment Journey

One connected journey from DKloud to its employee

From the UK to a verified African employee in under 10 minutes

DKloud initiated an approved workforce payment from the United Kingdom using Blockchain Payments inside Salesforce. Salesforce held the business context, stablecoins on blockchain rails moved the value across borders, and the employee received the payment in a their verified account, available in their local bank.

United Kingdom DKloud

Company blockchain account

Stablecoin settlement Approved and initiated through Salesforce
Nigeria Employee

KYC-verified receiving account

1

DKloud funded its company blockchain account

DKloud placed the required funds in its approved business blockchain account while retaining control of its chosen wallet or custody arrangements.

2

The payment was approved in Salesforce

The payment was associated with the employee, the amount due and the relevant business records. Only an authorised user could initiate the transaction, connecting the reason for the payment to the movement of funds.

3

Blockchain Payments initiated the transfer

The authorised DKloud user initiated the payment through Blockchain Payments. The operational workflow stayed inside Salesforce, reducing the need to switch between disconnected payment tools or manually copy transaction information.

4

The payment settled on-chain

A stablecoin (USDC) was used as the cross-border settlement rail. The blockchain provided an independently verifiable record containing the amount, time, destination and confirmation status.

5

The employee received the full intended amount

The funds arrived in the employee's KYC-verified receiving account less than 10 minutes after DKloud initially funded its company blockchain account. No fees were deducted from the employee's intended payment amount in this transaction.

6

The transaction remained visible and auditable

The payment remained connected to the employee and supporting business records in Salesforce while the underlying transfer stayed independently verifiable on-chain.

  • Who was paid
  • Why the payment was made
  • Who approved it
  • How much was sent
  • Where it was sent
  • When it was confirmed
  • How much the employee received
What the Employee Experienced

Built for employees, not blockchain specialists

The employee did not need to understand blockchain infrastructure or operate DKloud's Salesforce workflow. Their part of the process centred on their own verified receiving account.

  1. Complete identity verification with the receiving provider
  2. Provide the verified destination details
  3. Receive notification of the incoming payment
  4. See the full intended amount credited
  5. Access local conversion and payout options where available

The technical infrastructure operated behind the scenes. The employee simply received a fast, verifiable payment into an account registered in their own name.

Local Access to Funds

From a digital payment to usable local funds

Digital settlement with practical local payout options

In this transaction, the employee first received the payment in a verified receiving account. Converting those funds into Nigerian naira is a separate stage using the route supported for the recipient.

Available for eligible recipients

Nigerian mobile money off-ramp

Supported recipients can convert received funds and access naira through the locally supported mobile money route.

Eligibility, conversion fees and limits depend on the provider and route.

Planned for Q4 2026

Direct payout to Nigerian bank accounts

Direct settlement into supported Nigerian bank accounts is planned for the fourth quarter of 2026.

Confirm launch status with the Web3 Enabler team when planning this corridor.

Status as of September 2026. Payment timing, fees, eligibility and supported methods vary by country, provider, network, currency and payout method.

The Result for DKloud

A faster payment with a clearer business record

Traditional transfer friction vs. the documented DKloud outcome

Speed was only one part of the result. The transaction also combined a verified destination, confirmation of the amount received, independent on-chain verification and business records connected in Salesforce.

Traditional international payment friction compared with the documented DKloud outcome
Traditional international payment frictionThe DKloud outcome
Waiting for cross-border settlementInternational transfers may take several business days and depend on banking schedules. Receipt in under 10 minutesMeasured from company blockchain-account funding to confirmed recipient-account receipt.
Uncertainty about deductionsIntermediary charges can make the amount received difficult to predict. The full intended amount arrivedNo recipient-side deduction was taken from this employee's intended payment amount.
Limited payment-status visibilityConfirmation may be spread across banks and providers. An independently verifiable transferSender and recipient could verify the transfer on-chain.
Manual reconciliationFinance teams may need to connect bank activity, invoices, approvals and employee records by hand. Payment and business context stayed togetherThe transaction remained connected to the relevant Salesforce records.
Payment and business context remain separateThe recipient, project, approval and transfer can live in different systems. A clearer audit trailRecipient, approval, amount, destination and confirmation could remain associated with the business record.
One-off cross-border workflowsTeams may repeat manual steps for each employee, contractor or partner. A repeatable modelThe workflow can be adapted for future payments to verified employees, contractors and delivery partners across supported corridors.

Timing and recipient deductions describe this transaction. Total payment cost and availability can also depend on funding, network, currency conversion, local payout fees, country and provider.

Built for Businesses Working with African Talent

The same model can support more than one employee payment

A repeatable workflow for supported African corridors

The same payment challenge affects organisations working with distributed teams across Africa. The DKloud journey illustrates a workflow that can be configured for verified employees, contractors and delivery partners while keeping payment activity connected to Salesforce.

Organisations
  • Salesforce consultancies
  • Software development companies
  • Digital agencies
  • Outsourcing and BPO providers
  • International NGOs
  • Training organisations
  • Professional-services businesses
  • Marketplaces
  • Recruitment and staffing platforms
  • Businesses using regional sales or delivery partners
Potential payment types
  • Contractor invoices
  • Employee and workforce disbursements
  • Project milestone payments
  • Commissions
  • Referral fees
  • Expense reimbursements
  • Supplier payments
  • Trainer and mentor fees
  • Partner incentives

What Blockchain Payments brings together

  • Salesforce-native payment workflows
  • Fast cross-border settlement
  • Verified recipients
  • On-chain transparency
  • Local payout options
  • Internal approvals
  • Connected reconciliation
  • Compliance-ready processes
Each use case must be configured according to the company's internal controls and the legal, tax, payroll and regulatory requirements of the relevant countries, with the appropriate recipient verification and local payout arrangements.
Move Money at the Speed of Your Business

See your UK-to-Africa payment workflow inside Salesforce

Bring your next payment to Web3 Enabler

Tell the team where you send from, who you need to pay and how the recipient needs to access funds. Web3 Enabler can walk through the Salesforce workflow and assess the corridor with you.

Your African delivery team may be thousands of miles away.

Your payment process does not need to feel that way.

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